Archive | November, 2012

How do I know if it “makes sense” to refinance?

If you talk to 10 lenders, you’ll probably get 13 different answers to this question. At the end of the day, it might make sense for one person to refinance, while it might not for another.  One of the many ways to look at it is simply; does it help my financial situation? If refinancing […]

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How much money do I need to buy a home?

A common misconception is that nowadays you have to have a briefcase full of money down or there are no loans available to you; this is certainly not the case.  With qualifying credit scores and other criteria there are conventional loans that offer as low as 3% down and FHA loans that offer only 3.5% […]

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